Being unhealthy could be costing you thousands of dollars per year and you may not even realize it. Your unhealthy habits not only are potentially killing you, but also killing your budget.
I’m not just talking about the upfront cost of quitting unhealthy habits. Of course stopping smoking will save you upwards of $3-$5,000 a year since you’re no longer buying cigarettes. It’s also ubiquitous that kicking the soda habit saves you a lot of money as well since you’re not purchasing those cans of sugary crap.
I’m talking about the lower cost to your body that also lowers the cost to your wallet. Bad diets can lead to diabetes, obesity, and heart issues, which lead to a LOT of medical bills and medication. Smoking causes respiratory issues, along with that dangerous ‘C’ word, which all leads to the potential to get even sicker, which means you have to take more time off of work. Using harmful products in your home that have shown to cause respiratory issues, neurological issues, and have all around bad effects on your body adds even more debt to your medical bill pile.
Investing in your health in other ways can lead to less trips to the doctors, less sick time off of work, and less over the counter medicine being tossing into your already overflowing medicine cabinet.
So how can you invest in your health and help your wallet, too?
First off, understand one thing… It may cost more up front to live a healthier lifestyle, and your grocery bill may flip flop around (although we’ve proven that more fresh produce and less meat has led to a smaller grocery bill) but in the long run your wallet, your doctor, your family, and your family will thank you.
- If you’re smoking, stop it. It’s horrid for your health and your wallet, and no one wants to be stuck in an elevator with someone who just got done smoking. You’ll quickly notice your immediate savings once you stop buying cigarettes, but there are a lot of savings over the long term, especially with your health insurance.
- Stop drinking soda, or at least cut down significantly. I know water isn’t as fun to drink, but try infusing it with some frozen fruit for flavor. Also, don’t drink diet soda, that aspartame filled drink is not healthier than regular sugar-sweetened soda and is linked to metabolic damage and health issues.
- Cut down on your drinking. I know, I know, that wine is delicious and you enjoy a glass on a regular basis. And by glass you mean bottle. Oh wait, that might just be me. 😉 But seriously ya’ll, that wine (or whatever you prefer) is not helping your gut get any smaller.
- Read the ingredients on your household products and get rid of products containing fragrance. Got a bunch of candles, perfume, or room spray? Check out those ingredients.
- The ingredient fragrance contains a lot of dangers constituents that cause a lot of health issues such as reproductive issues, liver and breast cancer, birth defects, allergies, and neurological disorders. You can thank the phlalates in fragrance for that. Switch out these products for better options. Your home can still smell amazing for every season without the toxic phalates found in so many products (even cosmetics, baby products, and more) and it is a hell of a lot cheaper to make a bottle of room spray than to buy tons of aerosol cans of spray at the store.
- Exercise. It’s simple, you exercise more, you will reap the health benefits, plus, if you’re busy spending 30 minutes to an hour a few days a week doing yoga in your living room or riding your bike, you’re not out spending tons of money.
- Eat more produce and less meat. I’ve mentioned this before, but a simple change to switch to more produce for your protein and iron will save your wallet a lot of money (buy in bulk on sale, dice up, and freeze your veggies), as well as make your annual checkup less painful. Switch from a heavy red meat to lentils, beans, mushrooms, and zucchini for the same protein or nutrients and curb diseases that are prominent in meat based diets like, heart disease, stroke, cancer, and diabetes.
- Also take inventory of your cleaning products and watch out for those harmful toxins that make up your favorite counter cleaner. Do you REALLY need six (or even more) different cleaners for your house? No, no you don’t. Switch to multi-purpose cleaners that will save you money AND storage space. Also be sure to avoid products that contain chlorine or ammonia, which can cause asthma and skin irritation and will create toxic fumes if accidentally mixed. When you cut down on your use of those kinds of products you lessen your risk of getting occupational asthma, which leads to more doctor visits and care, as well as a (while not completely monetary) a healthier disposition.
And there you go! Once you start investing in your health and switching to a diet and household products that work better with your body your body will be just as happy as your wallet.
We’ve noticed a huge difference in our health and finances when we got rid of all of the harsh crud in our home in favor of better options and started eating a lot healthier (but don’t be mistaken, I still enjoy a DQ Blizzard on occasion).
What are some ways you’ve invested in your health that has helped your budget? Share it all below!